Welcome to this week’s Urban Survival Newsletter, brought to you by SurviveInPlace.com and the new audio CD version of “Urban Survival Guide.”
This week we’re going to talk about detecting liars, home buyer tax credit backlash, how to save money while preparing, and censorship in the gulf. This is a very important issue and I encourage you to tweet it, digg it, and forward it to friends and family.
There were several great comments and email replies to last week’s newsletter on lies surrounding the gulf oil spill. Thanks to those of you who forwarded it to friends and relatives in the Gulf. I agreed not to reprint much of what I was told, but I was able to post some of the emails at the end of the blog at http://secretsofurbansurvival.com/285
Get your FREE copy of “How To Detect Lies and Liars”
Many of you are familiar with the US Concealed Carry Association. If you’re not, I want to strongly encourage you to check them out. The owner, Tim Schmidt, and I have been close friends for just over 5 years. We’ve met up several times all around the country…sometimes with our wives and sometimes just us. In either case, he’s a true patriot and a big supporter of SurviveInPlace.com I’m telling you this because I want you to know he’s a great guy and that you can trust him.
Tim puts out a weekly newsletter called the “Concealed Carry Report” and I want to encourage you to sign up for a free subscription. I just talked with him on the phone…I caught him having lunch with his dad on a motorcycle tour…and when you sign up, he is also going to give you immediate access to a really neat book that he released last year called, “How to Detect Lies & Liars.”
As a quick note, the “Concealed Carry Report” covers several topics that are important to preppers, including defensive tactics, holsters, training, and politics. If you’re older, they also have frequent articles for armed senior citizens.
I encourage you to sign up by going here> Free USCCA Newsletter and Detecting Liars Book
One other great thing about Tim and the USCCA is that they’re actively involved in protecting gun rights. Tim and the USCCA were one of the original driving forces behind the recent McDonald v. City of Chicago Supreme Court victory that affirmed that the 2nd amendment couldn’t be revoked by cities or states.
Tim and the USCCA paid some big bucks to file one of the original Amicus Briefs to the Supreme Court in support of the 2nd ammendment for the McDonald case. See…I told you he was a great guy 🙂
Unintended Consequences of the Home Buyer Tax Credit…
If you’ve been reading the Urban Survival Newsletter for any period of time, you know that the $8,000 homebuyer tax credit was an illusion. It was a publicly acceptable way for the government to interfere in the free market for a short term gain, but the end result is going to be a LOT of pain.
Well, as you probably know, homes had to be under contract before April 30th for home buyers to get the tax credit. You won’t be surprised to hear that May home sales tanked when the $8000 government handout went away.
Bloomberg went so far as to say that sales collapsed an “unprecedented” 33% from April. I’m not sure where Bloomberg can find financial writers who can possibly call this “unprecedented,” but somehow they managed to miss the obvious fact that government intervention with the free market has consequences.
Homes under contract before April 30th have until September 30th to close, so we could see sales declines in June-September as the rest of the tax credit buyers go away. It will be interesting to see whether these buyers who rushed to get their house under contract by April 30th will simply cancel their contract and go buy another house for less money.
Here’s why this was such a big deal. Unlike a few years ago, today you actually need to have a down payment to buy a house with a decent interest rate.
Since the tax credit comes off of the amount of taxes that you pay to the IRS, homebuyers could basically take a few months off of paying taxes to save up their down payment.
This actually effects the sales price by more than $8,000 because it brings more buyers into the market who wouldn’t otherwise have enough money for a down payment.
Now that the tax credit is gone, the number of potential buyers for houses has dropped. As you know, when you lower demand and keep inventory the same, prices go down.
Don’t make any financial decisions based on my opinions, but if you put a house under contract before April 30th and haven’t closed yet, you might want to share this with your financial advisor and get their recommendation. They may suggest, at a minimum, that you renegotiate the price with the seller.
Here’s why I mention this…excessive tax credits were one of the many artifical props in the economy that I pointed out awhile back. > http://secretsofurbansurvival.com/124/is-economic-collapse-inevitable/
As I said back then, these artificial props could fall slowly or in rapid succession. The key thing is to get your plans in order quickly to make sure you and your family are prepared either way.
Here is a simple tactic to help you prepare faster.
The US is one of the few places in the world where people give so much respect to price tags and many people almost fear negotiating & dickering. In fact, Saturn built its brand, in large part, due to “no haggle” pricing.
In most places around the globe, price tags are seen as the highest price that the merchant is willing to take…and anyone who pays it is a sucker.
I want to encourage you to start asking for discounts as you’re shopping around. In addition to “normal” things that you’d negotiate over like cars and private party sales, I’ve had a manager at Best Buy give me a 15% discount on an $1,800 laptop…just for asking. I used to eat desserts more often and I would often get them for free…just for asking. I even get discounts at restaurants I eat at regularly. I just figure out how much I spend there every month and ask if I can get a 10% discount or a 10% bonus by pre-paying.
I get told “no” a lot, but I always ask politely and respectfully so that it really doesn’t matter. And when they do say, “yes” it’s really fun and I end up saving quite a bit of money each month.
Negotiating, bartering, and dickering are great skillsets to keep sharp. They are valuable skills for survival situations and also valuable for saving money so that you can prepare faster.
This is such an important topic that I’ve written an ebook on Survival Bartering and Negotiating. I haven’t officially released it yet, but you can read more about it and get immediate pre-release access by going here: http://secretsofurbansurvival.com/272/urban-survival-barter-and-improvised-weapons/
A quick note on censorship and the Gulf Oil Spill.
I was pleasantly surprised with Anderson Cooper on CNN this week. He did a great piece on the new law prohibiting people from getting within 65 feet of booms or ships in the gulf. If you DO get too close, you risk a $40,000 fine and a class B felony charge.
This is in addition to the FAA declaring a 3,000 foot flying restriction over the entire spill area.
Of course, Admiral Thad Allen originally promised uninhibited access, but I don’t think anyone REALLY expected transparency from this administration.
I’m not sure if we’ll ever know the true reason for the 65 foot regulation, but I suspect that this move was done to protect people from Corexit 9500 and chemicals in the oil without scaring them by actually telling them about the dangers.
Well, it didn’t work. People in the gulf ARE scared. People in Louisiana and Mississippi remember the mysterious “crud” that many came down with after Hurricaine Katrina. They have friends who got sick now and other friends who are getting sick now while helping with the cleanup.
The censorship and misinformation coming out of the Gulf is a prime reason why I cover the potential importance of war driving, social media, and camera phones in urban survival situations in the SurviveInPlace.com course.
It’s obviously not as urgent as shelter, fire, water, food, medical, and security, but being able to accurately communicate the situation on the ground to people outside of your area could mean the difference between help coming quickly or not at all.
“Urban Survival Guide” released in an 8 CD set!
This week, I took delivery of the first copy of the audio version of my book, “Urban Survival Guide.” It looks and sounds great and the fulfillment house currently has 99 more copies ready to send out. I’m going to sell these first 99 copies for $29, so if you want to get prepared while driving, working out, or traveling, go ahead and order yours right now by going to http://surviveinplace.com/indexabf.php
Let me know your thoughts on this week’s newsletter. Love it? Hate it? Let me know your thoughts. While you’re at it, let me know what topics you’d like to have covered in the coming weeks. I know the topics I’d like to research and write about, but it’s more important that I spend time researching topics that you value.
Until next week!
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UrbanSurvivalPlayingCards.com : Every go-bag and 72 hour kit
should have a deck of playing cards in them…and if you live
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Survival Playing Cards. These decks have 52 urban survival tips,
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that could make the difference between surviving a disaster or
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My book, “Urban Survival Guide”, which is available on
Amazon.com. Click on the picture below to buy it now.
This week Amazon is bundling it with Ben Sherwood’s
“Survivor’s Club” which is also a great book. We share a lot of
the same thoughts on survival psychology and the bundle is a
If clicking on the picture doesn’t work, here’s the direct link:
As always, nothing said in this article should be taken as professional advice. It is all the opinion of the author. You could die, get sick, go to jail, lose all your money, or worse if you ever do anything mentioned without consulting a professional..